 Your
Personal Agent: Michelle Gravat
As your personal Farmers agent in south Alabama, I will
schedule an appointment with you once each year to review
your Homeowner's Insurance coverage. I will review your
current Homeowner's coverages, available options and any
questions you might have.
Contact me at 251-943-3555 to answer an questions you have
about Homeowner's Insurance. Anytime, day or night, just
one call to HelpPoint at (800) 435-7764 will help you restore
your world to order - fast!
When
Should I Think About Adding To My Homeowners?
Generally, you should contact your agent about
reviewing your coverage whenever you change something significant
about your home or its contents, for example:
Generally, you should
- When you put on an addition
to your home
- When you start a business
from your home
- When you make a major purchase,
such as jewelry, a computer.
- When you purchase other
residential properties either for rental or as
a second home.
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Homeowner's Liability
Coverage
Nothing is worse than the feeling you get when you are responsible
for damage to someone else's property or for someone else's
injuries. I can build a homeowners policy that protects
you from this financial worry.
This coverage is part of your Homeowners Insurance policy.
It protects you and your family against property damage
or bodily injury claims for which you are legally responsible.
Liability insurance covers you, for example, if someone
slips and falls on your property or if your dog bites someone.
Today, when multimillion-dollar lawsuits are common, your
homeowners policy may provide substantial liability limits,
but it may not be enough.
Farmers Personal Liability Umbrella supplements your present
policies and provides additional coverage in increments
of $1 million. |
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